I teach my clients — I don't just sell to them.
Thank you for coming to my site for your Medicare needs. I've been in the insurance industry for over 30 years helping people just like you — and for 20 years I've trained the agents themselves.
Frank Freda
I founded and own Insurance Licensing Institute, a New York DFS-approved education provider (provider number NYPO-100572). I remain the school's sole live pre-licensing instructor — one experienced teacher across the full Property & Casualty program, not a rotating roster.
Beyond the classroom, I'm a long-practicing New York insurance professional (producer NPN 3292665). My background spans life, health, annuities, and senior-market work. That combination — licensed practitioner plus instructor — shaped how I work with Medicare clients: the best decisions come from understanding, not sales tactics.
So I'll walk you through Original Medicare, Supplements, and Advantage in plain English — then help you choose what fits your doctors, your health, and your budget. Give me a call or send me an email. I am here to get you covered.
What you can verify
Producer NPN 3292665
Long-practicing New York insurance professional — life, health, annuities, and senior-market work.
Owner, Insurance Licensing Institute
DFS provider NYPO-100572, approved through November 2027. Based in Melville, Long Island.
Live pre-licensing instructor
Sole live instructor for New York Property & Casualty pre-licensing — fixed evening Zoom schedule, real-time Q&A.
Long Island base
School office: 445 Broadhollow Road, Suite 25, Melville, NY 11747. Medicare clients: Nassau & Suffolk.
A simple process
Call or request time
Tell me when you're turning 65, what coverage you have now, and which doctors matter most.
Map your options
We compare Original Medicare + Medigap vs. Advantage for your ZIP, prescriptions, and network needs.
Enroll with confidence
When you're ready, I help with the paperwork and timing so you don't miss a critical window.
Ready for a clear conversation?
No pressure. No jargon. Just straight answers from someone who teaches this for a living.